Payment Policy

Indicrest.shop provides secure and convenient payment options to ensure a smooth and protected shopping experience. All transactions are processed through trusted and encrypted payment gateways in accordance with international banking regulations and global security standards.

1. Accepted Payment Methods

We currently accept the following payment methods:

• Visa credit and debit cards
• Mastercard credit and debit cards

Prepaid and Visa/Mastercard-based debit cards are also accepted, provided they carry an official Visa or Mastercard logo.

2. Payment Processing and Security

All payments are processed securely through encrypted and PCI-DSS compliant payment gateways. Indicrest.shop does not store your full card information on our servers.

During payment authorization, your issuing bank may perform a temporary $0 or $1 verification hold to confirm card validity. This is not an actual charge and is automatically reversed by your bank after verification.

3. International Cards

We accept international cards from customers worldwide, provided they carry a Visa, Mastercard, or other supported payment network logo.

All payments are processed in USD. Depending on your bank’s policies, foreign currency conversion charges may apply.

4. Payment Declines and Troubleshooting

Card declines can occur for several reasons, including:

• Incorrect card details
• Expired card
• Insufficient funds
• Online or international transaction restrictions
• Automated bank security filters

If your payment is declined:

• Verify that your card details and billing address are entered correctly.
• Contact your bank to confirm online and international transactions are enabled.
• Try using an alternative payment method or another card.

If the issue persists, please contact our support team for assistance.

5. Refunds

Approved refunds are processed according to our Returns & Refunds Policy.

Refunds are typically processed within 48 hours after confirmation of eligibility. The time it takes for the refunded amount to reflect in your account depends on your bank or payment provider.

6. Contact Information

For payment-related inquiries or assistance, please contact:

Email: support@indicrest.shop
Website: https://indicrest.shop

Our support team is available to assist you with payment concerns, order confirmations, or transaction-related questions.